What Happens Once the IRS Receives My Tax Return?

Like most taxpayers, you’ve probably filed your taxes and completed the paperwork, and now you’re wondering when your refund will arrive.

Your tax professional or the IRS website might show that your return has been accepted. Many people check this with their tax preparer to be sure.

But an accepted return does not mean the refund is on its way yet. There are still follow-ups and steps to track and confirm your refund status.

Whether you need the money for bills or other expenses, waiting can feel frustrating.

In this article, you’ll learn how to track your refund, understand possible delays, and see what you can do to speed up the process.

What Happens After You File?

Once you file your return online or by mail, the IRS starts processing it as follows: 

1. They receive your return.
   
   • E-filing: Almost instant.
   • Mailing: Takes 3–4 weeks to show up in their system.
     
     
2. They check your info.
   
   • The IRS compares your return with what they already have (W-2s, 1099s, etc.).
     
     
3. They approve or flag your return.
   
   • If everything checks out, they approve it and prep your refund
   • If something’s off, they’ll delay it or ask for more info.
     

How to Track Your Refund

Use the “Where’s My Refund?” tool on the IRS website or the IRS2Go app. It’s free and updates daily.

You will need the following:

• Your Social Security Number (or ITIN)
• Your filing status (Single, Married Filing Jointly, etc.)
• Exact refund amount

The tool will show one of these statuses:

• Return Received – They got your return and are reviewing it.
• Refund Approved – It’s been approved.
• Refund Sent – The money is on its way.

If nothing changes for a while, it doesn’t always mean something’s wrong. It could just be backed up.

Why How You File Matters

E-file + direct deposit is your fastest option. Most people who do this get their refund in less than 3 weeks. Paper filing takes longer. It can take over a month just for the IRS to start processing it. If you haven’t filed yet, go digital if you want your refund faster.

Direct Deposit: Still the Fastest Way

Want your refund quickly and safely? Choose direct deposit.

• No waiting for a check in the mail
• Money goes right into your account
• Usually arrives within 3 weeks
  

Tip: Double-check your account and routing numbers. Even a small typo can delay your refund.

Why Your Refund Might Be Delayed

If it’s been a while and you haven’t seen your refund, here are some common reasons:

• Errors or typos on your return
• Missing or incomplete forms
• Incorrect filing status
• Banking info mistakes
• Old debts (like taxes, child support, and student loans)
• Identity theft flags
• Filing during the busy season
  

Even small mistakes like a wrong SSN can hold things up.

Check out our new blog — How to File a Tax Extension for My Small Business?

Can the IRS Take My Refund?

Yes, if you owe money. The IRS can use your refund to pay off:

• Past tax debt
• Overdue child support
• Unpaid student loans
• Other government debts

If this happens, you will get a letter explaining why part (or all) of your refund was taken.

What If the IRS Flags My Return?

It doesn’t always mean you did something wrong. It could be a mismatch in income or other details. In most cases, they’ll send you a letter asking for more info. You’ll have a chance to respond. It is important to note that the IRS won’t call, text, or email you. If someone does, it’s probably a scam.

Child Tax Credit Could Affect Your Refund

If you claimed the Child Tax Credit (CTC), your tax refund might be higher or slower. By law (the PATH Act), refunds involving CTC or Earned Income Tax Credit (EITC) can’t go out before mid-February. This delay helps prevent fraud.

How to Track Your State Refund

Federal refunds are one thing. State refunds are another. Each state has its tracking tool. Go to your state tax department’s website and look for “Where’s My Refund?”

You will need to fill in the following details:

• Your Social Security Number -SSN
• Tax year
• Refund amount
  

Processing times vary by state. Some are fast, others take longer. You might even get a check from a different department, like the Comptroller’s Office.

How to Fix an Error While Filing a Return?

If you realize there’s an error after filing, don’t panic. Use Form 1040-X to file an amended return. You will be able to fix the following.

• Missed income
• Wrong deductions
• Incorrect Social Security Number
  

You will need to keep a bit of patience as amended returns usually take 8–12 weeks or more to process.

Need Help With Taxes?

Tax season is stressful, especially when you're dealing with forms you've never seen before. You don't have to figure it out alone. BookkeeperLive makes it simple - we can either handle everything for you with a professional tax preparer who knows the ins and outs, or if you prefer doing it yourself, we're here when you hit a wall or need someone to double-check your work. No judgment, no complicated processes. Just real help from people who actually understand taxes.

Bottom Line

File online and use direct deposit if you want your money fast. Check the refund tracker to see where things stand. Be accurate on your return so nothing gets delayed. Most refunds show up in about 3 weeks. And remember, the IRS only contacts you through official letters, not calls or emails.

Frequently Asked Questions

Can I get a refund if I owe money?
Yes, but they may take part in all of it to cover what you owe.

How long do refunds take with e-file and direct deposit?
Usually less than 21 days.

Can I track an amended return?
Yes. Use the “Where’s My Amended Return?” tool on the IRS site.

How do I contact the IRS if my refund is delayed?
You can call, but wait times are long. Try the online tool first.

What if someone filed a return using my info?
Report it to the IRS immediately. They’ll help you through the steps.